For a towing operator, goods-in-transit or carrier’s-liability cover can protect customer vehicles being loaded, carried and unloaded. The schedule should say whether settlement is based on legal liability or physical loss, and define recovery work, roadside storage and per-load limits.
A towing operator unloads an accident-damaged sedan at a panel beater. A securing point releases and the vehicle rolls into another customer’s car.
How cover may respond: Loading/unloading transit liability may cover damage to both customer vehicles, subject to the policy limit and safe-working conditions.
Important: Damage to the rollback equipment itself belongs under the operator’s own motor or plant cover.
Tell us what vehicles you handle, where they are kept and how they are used. A specialist can compare suitable terms and explain the important conditions before you bind cover.
Start my quotationThis is a general explanation, not advice or a policy contract. Cover is subject to the insurer’s schedule, wording, limits, excesses and conditions.